Attemps to Buy a House

I was trying to buy a house since last 10 years. But, by looking at my financial situation i.e salary, i wont have the chance. The house cost is much much more than my buying power. I didnt have side income. Only depends on the salary, annual increment, bonuses, allowances & OTs. Yet, it was not enough. The house cost increases much faster compared to my income - yearly basis. Made me unable to grab a dream home.....
Within that 10 long years, i planned for increments. I add my workload. I changed the process. I reduced redundancies. I eliminated a few steps. In fact, every single long work that i had to do, i changed it into more effective & efficient way. I registered almost everything into Kaizen or OPI or QCC just wanted to prove to my x-boss that i'm good! I was actively get involved in many activities / projects held by the dept. But, it seems that he & she didnt even saw it. They put all those things in their KPIs & appraisels, i was the 1 who did it, but at last, it became theirs...what a pathetic!... ....& so, there goes my dream home with my dream future & pathetic attitude boss + superior...
So, i seeked for a new job with a lot higher salary. It was a definite decision to leave them & the company behind. It;s time for me to move on...
When, started to work here, i thot i'll be able to buy a dream home. But, it seems that the value of my dream home keep going up & up & up much faster than what i earned. Makes me feel frustrated again!
The 1 that makes me heartbroken is a house in Kemuning Utama. Booked a house there, even paid the d/payment, but, bank wont give us the loan!....aaarrgghhh...!!!!!
Then, with 1/2-heartedly, i booked a house in pinggiran USJ, with low price directly from developer.....again, frustrated!...Only MBSB granted a loan with additonal RM20K to be paid to developer or get another NAME to be part of loan acquire....At last, cancelled the purchase...
Then, saw the Mutiara Anggerik at Section 15. Intended to buy it (14th Floor), but, the same thing happenned again. Already have many commitments. So, bank wont grant a loan......
Then, something happened that made me have to move to Kondo Sri Pelangi at Batu 3. The owner offered the house to us about RM113K. Still waiting for loan to be approved. . Should be no problem to purchased it. Coz the purchase price is less than RM250K. Hmmm...actually i dont hope for anything... :-(
Then, went to see the Subang Andaman. Booked it also. The intention is to get both house in hand. 1 will be as a future investment. 1 will be own occupied. Hope to get this 1 also...hmmm.....
Now u guys know, how many attempts that i did to get a dream home... :-l